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To finance the Working Capital needs of entities at some extends in the fields defined in the annual activity programs of KALKINMA.

Working capital loan can only be extended& together with an Investment loan to the Joint Stock Companies involved inthe sectors of  industry, tourism, education and health.


Credit can be up to the amount of working capital calculated and determined  by the experts of KALKINMA during the project appraising .


Determined according to the result of project evaluation study.


Usually 3 years including 1-year grace period.